Needed documents
Do you need to reap the benefits of Consolidation Loan? Decide on a document in accordance with your income source.
- Employment agreement / Contract of mandate / Author’s contract
- Sole proprietorship
- Pension retirement
- Impairment pension
- Pre-retirement advantage
One of several choices below:
- Employer verification of the earnings the past a couple of months
- PIT for just last year
- Evidence of income – in Polish
- Yearly income tax return and a certification through the Tax workplace or perhaps a certification through the ZUS/KRUS
- Expense and revenue ledger
- Verification of pension transfer when it comes to final thirty days
- Last retirement payslip
- Last choice on indexation
- Last choice on pensionable remuneration
- Confirmation of impairment retirement transfer when it comes to month that is last
- Final impairment retirement payslip
- Final choice on remuneration
- Choice on granting the retirement pension that is disability
- Verification of great benefit transfer for the month that is last
- Final advantage payslip
- Last choice on remuneration
- Choice on giving the power
Essential documents
- Insurance coverage documents – in Polish
- Earnings certificate – in Polish
- Declaration on resignation through the Agreement of Cash Loan – in Polish
- Loans Laws – in Polish
- “Pozyczka z Gwarancja Najnizszego Oprocentowania” laws – in Polish
- Unique offer regulations
- „Promocja jesienna z ubezpieczeniem” advertising regulations – in Polish
- „Promocja jesienna” advertising regulations – in Polish
- „115 zl raty za kazde 5 000 zl pozyczki IV promotion that is edycja – in Polish
- „100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotions regulations – in Polish
- Loan price list
Credit expense and legal note
Representative instance for advance loan with “100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: yearly portion Rate (APR) is 7.68%, total loan quantity (web of loan-financed expenses): PLN 15 000; total quantity due: PLN 18 000; fixed rate of interest 7.42%; total price of the mortgage: PLN 3000 (including: charge: 0% (PLN 0); interest PLN 3000; additional services PLN 0 (including: charge for Konto 360° PLN 0 so long as externally-sourced monthly return is PLN 1 000 minimum and also at minimum 1 re payment is created in per month aided by the debit card/by BLIK; otherwise the month-to-month charge for the re payment account is PLN 8)), 60 month-to-month equal instalments of PLN 300; first instalment due after 1 month from disbursement associated with the cash. The calculation had been made at the time of 13.02.2020 on a representative instance.
The advertising “100 zl raty za kazde 5 000 zl pozyczki IV edycja” is valid till 10.04.2020 and pertains to uninsured money loans provided when it comes to amount of 60 months with add up to be disbursed underneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be obtained to clients whom failed to have an advance loan or consolidation loan into the Bank year prior to the time of publishing the application form and declare the income tranfer for present acount. The advertising: might not be along with other promotions cash that is concerning; it could be taken just once during its credibility and it also doesn’t protect loans for payment of other credit items.
Detailed conditions and terms for the marketing are found in “100 zl raty za kazde 5 000 zl pozyczki IV edycja” laws obtainable in Millennium branches as well as on www. Bankmillennium.pl. Details concerning axioms of giving loans are included in the laws on Loans awarded to people by Bank Millennium S.A. Costs, commissions and rate of interest are charged according to the money Loan Price List. The documents stated earlier can be purchased in Millennium branches and on http: //www. Bankmillennium.pl. The financial institution evaluates the Applicant’s credit capability and worthiness on a case-by-case foundation prior to giving the mortgage; in justified instances it may will not give it
Representative instance for an advance loan with “115 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: yearly portion Rate (APR) is 14.35%, total loan amount (web of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed interest 6.34%, total cost of the mortgage: PLN 5 700, (including: charge: 0% (PLN 0); interest PLN 3000; additional services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of PLN 345; very very very first instalment due after 1 month from disbursement for the cash. The calculation ended up being made at the time of 13.01.2020 on a representative instance.
The “115 zl raty za kazde 5 000 zl pozyczki IV edycja” advertising is valid till 10.04.2020 and relates to uninsured money loans awarded for the amount of 60 months with amount to be disbursed beneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The promotion can be acquired to clients that do n’t have a money or consolidation loan when you look at the Bank in the right time of publishing the application form nd declare the wage tranfer for present acount. The promotion: may possibly not be coupled with other promotions cash that is concerning; it may be taken only one time during its validity and it also will not protect loans for payment of other credit services and products.
Detailed conditions and terms associated with marketing are found in “115 zl raty za kazde 5 000 zl pozyczki IV edycja” Promotion Regulations for sale in branches and on www. Bankmillennium.pl. Details concerning maxims of giving loans are included in the laws on Loans awarded to people by Bank Millennium S.A. Costs, commissions and rate of interest are charged relative to the money Loan Price List. Details in regards to the cheapest rate of interest Guarantee are included in the laws on Lowest Interest Rate Guarantee provide. Detailed concepts concerning granting of insurance cover under Bezpieczna Pozyczka insurance coverage by Towarzystwo Ubezpieczen Europa S.A. And Towarzystwo Ubezpieczen na Zycie Europa S.A. Are found in Bezpieczna Pozyczka conditions and terms and in this product Card – Bezpieczna Pozyczka Insurance. The documents stated earlier can be found in Millennium branches as well as on www. Bankmillennium.pl.
Representative instance for advance loan: apr (APR) is 11,62%, total loan quantity (web of loan-financed expenses): 15 270,43 zl; total quantity due: 21 388,48 zl; fixed rate of interest 8,49%; total price of the mortgage: 6 113,05 zl (including: cost: 7,68per cent (1 172,77 zl); interest 4 940,28 zl; additional solutions here are the findings 0 zl (including: charge for Konto 360° 0 zl supplied that externally-sourced monthly return is 1 000 zl minimum and also at least 1 re re payment is manufactured in per month utilizing the debit card/by BLIK; otherwise the month-to-month cost for the payment account is 8 zl)), 77 month-to-month equal instalments of 277,71 zl; very very first instalment due after 1 month from disbursement of this cash. The calculation ended up being made at the time of 17.12.2019 on a representative example.
Details concerning axioms of giving loans are included in the laws on Loans awarded to people by Bank Millennium S.A. Costs, commissions and rate of interest are charged relative to the money Loan Price List. The documents stated earlier can be found in Millennium branches as well as on www. Bankmillennium.pl.
The financial institution evaluates the Applicant’s credit ability and worthiness for a basis that is case-by-case to giving the mortgage; in justified situations it might will not give it.
